Worried the Economy Will Hit Your Retirement? Take Control with a Self-Directed IRA

Economic uncertainty has many investors questioning whether their retirement savings are truly secure. Market downturns, inflation, and global instability can all have a significant impact on traditional retirement accounts tied heavily to stocks and mutual funds. If you're looking for more control, flexibility, and protection, a Self-Directed IRA (SDIRA) could be the solution you've been searching for.

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Why Consider a Self-Directed IRA?

A Self-Directed IRA allows you to go beyond the usual menu of stocks, bonds, and mutual funds. Instead, it opens the door to a broader range of alternative assets—offering potential for diversification and resilience during economic turbulence. Here’s how an SDIRA puts you in the driver’s seat:

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Diversify Beyond Wall Street

Unlike brokerage IRAs, SDIRAs let you invest in tangible assets like real estate, precious metals, private loans, tax liens, and more. This diversification can provide a hedge against market volatility and economic downturns.

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Take Full Control of Your Retirement

With a SDIRA, you decide how your funds are invested. This can be especially empowering during times of economic uncertainty when quick, strategic decisions matter.

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Invest in What You Know

Have experience in real estate, small business, or private lending? A SDIRA allows you to use your personal expertise to make informed investment decisions, rather than relying solely on fund managers.

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Maintain Tax Advantages

Just like traditional and Roth Brokerage IRAs, SDIRAs offer tax-deferred or tax-free growth depending on the account type. You get the benefits of tax efficiency while expanding your investment horizons.

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Stay Flexible in Uncertain Times

SDIRAs offer the agility to shift strategies and take advantage of new opportunities as the economic landscape evolves, something most traditional retirement plans can't offer.

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Work with a Trusted CPA or Financial Planner

While Self-Directed IRAs offer many advantages, they also come with important rules and responsibilities. To make the most of your SDIRA—and to ensure compliance with IRS regulations—it’s essential to work with a qualified CPA or financial advisor. They can help you:

• Align your investment choices with your long-term retirement goals
• Avoid prohibited transactions that could trigger penalties
• Optimize your tax strategy based on the type of account (Traditional vs. Roth)

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Final Thoughts

You don’t have to leave your retirement to chance. By exploring a Self-Directed IRA, you can take back control and build a more resilient, diversified retirement portfolio. In today’s economic climate, that control could make all the difference.
As with any significant financial decision, it’s wise to consult your tax advisor or financial planner to ensure your retirement strategy aligns with your goals and income outlook.

Ready to take control of your retirement strategy?

At Mountain West IRA, we specialize in Self-Directed IRAs that give you the power to invest beyond the stock market—into real estate, private loans, precious metals, and more. Whether you're considering a Traditional or Roth IRA, we can help you understand your options and answer any questions you may have.

📞 Call us at 866-377-3311 or
📅 Schedule a free consultation today to get started!