When it comes to investing in your future, a precious metals self-directed IRA can diversify your retirement portfolio. With a precious metals IRA, you have the opportunity to invest in gold, silver, platinum, other precious metals, and foreign currency as a way of securing your retirement.

As one of the leading self-directed IRA companies, we can help you purchase gold or other precious metals in your IRA that best meet your investment interests. When paired with other allowable investments, precious metals are an option to diversify your retirement portfolio.

No, as the IRA account holder, you choose the dealer and the type of product you want. Mountain West IRA does not sell or promote any products or vendors.

Precious metals in a self-directed IRA must be stored in an IRS-approved depository. As the IRA owner, you have the freedom to choose the depository where your metals will be securely stored. It is important to conduct thorough research on your selected depository. While you have the flexibility to choose your depository, Mountain West IRA reserves the discretion to decline working with certain depositories.

Gold Bars:
They must have a purity of 24 karat (0.995+ fineness). These bars come in 1 oz., 10 oz., 1 kilo (32.15 oz.), 100 oz., and 400 oz. sizes.

‍Gold Coins:
They must have a purity of 24 karat (0.9999 fineness), with the exception of the 22 karat U.S. Gold Eagle.

‍Silver Coins & Bars:
They must have a 0.999+ fineness, like the 1 oz. U.S. Silver Eagle. You can purchase 100 oz. silver bars and also 1000 oz. silver bars. Pre-1965 bags of US silver coins (dimes, quarters, half dollars, and silver dollars) are not allowed in an IRA because their alloy contains only 90% silver.

‍Platinum/Palladium Bars & Coins:
They must have a 0.9995+ fineness, however, private companies who manufacture platinum and palladium bars ranging in size from 1 oz. to 100 oz. with well-established hallmarks, are acceptable as well. Both the U.S. and Canadian mints make 1 oz. platinum coins meeting these standards. Other countries, such as Great Britain and Australia, have 1 oz. platinum coins, which are not as well-known but are also acceptable.

‍Currency:
Iraqi Dinar, Vietnamese Dong, Zimbabwe Dollar. All currencies must be purchased from a dealer.

Precious metals can be held in your IRA in the form of physical (allocated or unallocated) gold and silver bullion, coins from specified countries, and certificates.

Allocated or segregated storage only applies to gold bars 10 oz. or greater and it ensures that the bars are kept separate from the other metals in the depository’s vault.

Bars are identified by size, refinery, and serial number (for example: 100 oz. PAMP Swiss gold bar SN#35427681).

When the metal is distributed from the depository, it will be the exact same bar that was originally deposited. With unallocated or unsegregated storage, the metals are commingled in a depository metal account.

Bars are identified by size/weight and refinery (for example, a 100 oz. JM silver bar). When the metal is distributed from the depository, it will be the same size bar, from the same refiner as the bar that was originally deposited.

Coins are identified by type and year minted (for example, a 1992 American Silver Eagle).

When the coin is distributed from the depository, it will be the same year coin as the coin that was originally deposited.

No, this is considered a prohibited transaction because you are a disqualified person.