Why Mountain West IRA?

Investment Freedom

Mountain West IRA lets you take control of your retirement by letting you invest your IRA in what you know and understand best.

Excellent Service

Mountain West IRA prides itself in offering self-directed retirement plans to clients nationwide, delivering the highest level of client service in the industry.

Free Accessible Education

Gain new insights with access to unparalleled, on-demand education from webinars, how-to guides and live workshops.

Safety and Security

We assure you that your personal information are perfectly confidential and safe with us!

Multiple Allowable Investments

Mountain West IRA allows you the freedom to invest in many types of assets that are not prohibited by the Treasury Department regulations and the Internal Revenue Service code.

Fast Transactions

Upon receiving all required documents, Mountain West IRA can process most transactions within 3 business days. To address urgent needs, we offer a 24-hour processing time expedited option, with a $95 fee.

What Makes Mountain West IRA Different

Mountain West IRA is a self-directed IRA administrator that lets you invest retirement funds in alternative assets, real estate, promissory notes, private placements, precious metals, and cryptocurrency, all within a tax-advantaged account. Unlike traditional brokerages that limit you to stocks, bonds, and mutual funds, Mountain West IRA gives you the freedom to invest in what you know and understand best. Most transactions are processed within 3 business days, with an expedited 24-hour option available. Our team provides free educational resources, including webinars, how-to guides, and live workshops, to help you navigate IRS rules and prohibited transactions before you invest. Whether you're opening a Traditional IRA, Roth IRA, SEP, SIMPLE IRA, or Individual 401(k), Mountain West IRA serves as your record-keeper and administrator, not your financial advisor. You make the investment decisions, and we handle the paperwork and IRS reporting.

About Mountain West IRA

Founded by CEO Jon A. Galane in April of 2006, Mountain West IRA is one of the nation’s leading independent self-directed IRA and 401(k) administration companies, specializing in record keeping services for individuals and small business owners who desire to include non-traditional assets within their tax-deferred and tax-free portfolios. With our office in Idaho, Mountain West IRA prides itself in offering self-directed retirement plans to clients nationwide at the highest level of customer service in the industry.

Our goal is to assist you with your alternative asset purchases while paying little or no taxes. Building wealth can be difficult, but our knowledgeable staff is dedicated to serving as your primary source for financial education, enabling you to make informed self-directed asset purchasing decisions.

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Schedule A Consultation

How It Works

Schedule A Consultation

Schedule a free consultation with Mountain West IRA to discuss personalized retirement account solutions and allowable investments that align with your financial objectives.

customize a plan

Customize your ideal retirement plan with Mountain West IRA, leveraging their expertise to design a tailored investment strategy aligned with your unique financial aspirations.

build retirement wealth

Secure a prosperous future by building enduring retirement wealth through the diverse allowable investments available within a self-directed IRA.

Why People Choose Us

The whole staff is very knowledgeable and helpful. Bianca, Raegan and Diana were able to get me started and then, walked me through all the steps needed. My investments are thriving due to their expertise.

Ron Crooks

July 4, 2020

So far it’s been a great experience working with them. You never deal with a phone tree or trying to get an actual person to help you. It really drove the point home dealing with a transfer from my ‘big bank’ IRA to them. Bianca at MWIRA worked with me very step of the way despite my challenging schedule and time zone issues while the ‘big bank’ was continually inflexible and forced me to deal with a turnaround time measured in days and weeks rather than hours. I’d absolutely recommend them!

Jeffre Wood

December 15, 2022

Mountain West has given me excellent customer service. The staff is very helpful and always friendly. I would recommend them to my friends and family.

Bruce Wright

September 29, 2017

You have been a great asset to both myself and my clients. Your prompt replies to questions and concerns is of great use to me and to 8 of my clients that are currently using your service.

Timothy Horning

February 22, 2017

I started the process of changing my IRA’s and 403b to a self- directed IRA as a total novice. I knew the change would be the most beneficial option for me and enable me to meet my investment goals, but really didn’t understand the process and didn’t have a lot of trust of the company. Mountain West IRA had been highly recommended, but it’s a bit scary working with strangers and sharing personal and financial information. Bianca Krueger was assigned to help me through the process. She has been amazing, knowledgeable and patient. Her calm, respectful manner in working with me to fill out the forms and better understand what I’m doing deserves my gratitude and praise. I look forward to the financial independence a self-directed IRA will give me and am appreciative of Mountain West IRA and their top-rate employees for having a well organized and easily accessible avenue to achieve my goals.

Tawna Nielson

May 7, 2021

Mountain West IRA provides excellent service and help for those seeking to alternatives to investing in stocks/bonds. Most helpful.

James Poorbaugh

January 7, 2017

Frequently Asked Questions

How Do I Open a Roth Self-Directed IRA?

We have step-by-step directions HERE.
You may also view our Process Diagram HERE.
If you have any questions, please contact our office HERE.

Pay taxes now on the seed and your investments grow tax-free in a self-directed Roth IRA

One of the best ways to save for retirement is with a Mountain West self-directed Roth individual retirement account. Why? Because the growth and income on your investments are free from federal income tax as long as certain conditions are met.

If your current Roth IRA doesn’t allow for self-direction, you may transfer the funds to a Mountain West self-directed Roth IRA so that you may choose alternative investments you know best.

Currently, you may jump start a tax-free IRA by converting your traditional IRA to a self-directed Roth IRA. While this is a taxable event, your investments will grow tax free. There is no longer any income limitation to convert a traditional IRA into a Roth IRA.

Other advantages of a Roth IRA are contributions may be made as long as you earn income even after you are 70½ years old and there are no required distributions at any time. In most cases, a Roth IRA Holder may withdraw the principal amounts invested without any tax liability.

How to determine if a Mountain West IRA Self-Directed Roth IRA is right for you

Do you want tax-free earnings and no taxation on withdrawals?

Are you already saving for retirement with an employer sponsored plan?

Do you want to invest a retirement plan but may need to access your savings?

Do you expect your tax rate during retirement to be higher than your current tax rate?

Do you want to control what types of investments you put in your IRA?

Are you eligible to contribute to a Roth IRA?

Is Mountain West IRA a financial advisor?

No. Mountain West IRA is a passive, self-directed IRA administrator and record-keeper. We do not provide investment advice, sell financial products, or recommend specific investments. Our role is to process your transactions, prepare account statements, and file required reports with the IRS. You choose the investments, then we handle the administration. If you need tax or legal guidance, we recommend consulting a qualified professional.

Unlock Financial Freedom with a Self-Directed IRA from Mountain West IRA