Why Mountain West IRA?

Investment Freedom

Mountain West IRA lets you take control of your retirement by letting you invest your IRA in what you know and understand best.

Excellent Service

Mountain West IRA prides itself in offering self-directed retirement plans to clients nationwide, delivering the highest level of client service in the industry.

Free Accessible Education

Gain new insights with access to unparalleled, on-demand education from webinars, how-to guides and live workshops.

Safety and Security

We assure you that your personal information are perfectly confidential and safe with us!

Multiple Allowable Investments

Mountain West IRA allows you the freedom to invest in many types of assets that are not prohibited by the Treasury Department regulations and the Internal Revenue Service code.

Fast Transactions

Upon receiving all required documents, Mountain West IRA can process most transactions within 3 business days. To address urgent needs, we offer a 24-hour processing time expedited option, with a $95 fee.

What Makes Mountain West IRA Different

Mountain West IRA is a self-directed IRA administrator that lets you invest retirement funds in alternative assets, real estate, promissory notes, private placements, precious metals, and cryptocurrency, all within a tax-advantaged account. Unlike traditional brokerages that limit you to stocks, bonds, and mutual funds, Mountain West IRA gives you the freedom to invest in what you know and understand best. Most transactions are processed within 3 business days, with an expedited 24-hour option available. Our team provides free educational resources, including webinars, how-to guides, and live workshops, to help you navigate IRS rules and prohibited transactions before you invest. Whether you're opening a Traditional IRA, Roth IRA, SEP, SIMPLE IRA, or Individual 401(k), Mountain West IRA serves as your record-keeper and administrator, not your financial advisor. You make the investment decisions, and we handle the paperwork and IRS reporting.

About Mountain West IRA

Founded by CEO Jon A. Galane in April of 2006, Mountain West IRA is one of the nation’s leading independent self-directed IRA and 401(k) administration companies, specializing in record keeping services for individuals and small business owners who desire to include non-traditional assets within their tax-deferred and tax-free portfolios. With our office in Idaho, Mountain West IRA prides itself in offering self-directed retirement plans to clients nationwide at the highest level of customer service in the industry.

Our goal is to assist you with your alternative asset purchases while paying little or no taxes. Building wealth can be difficult, but our knowledgeable staff is dedicated to serving as your primary source for financial education, enabling you to make informed self-directed asset purchasing decisions.

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Schedule A Consultation

How It Works

Schedule A Consultation

Schedule a free consultation with Mountain West IRA to discuss personalized retirement account solutions and allowable investments that align with your financial objectives.

customize a plan

Customize your ideal retirement plan with Mountain West IRA, leveraging their expertise to design a tailored investment strategy aligned with your unique financial aspirations.

build retirement wealth

Secure a prosperous future by building enduring retirement wealth through the diverse allowable investments available within a self-directed IRA.

Why People Choose Us

Diana Hoff is the best a customer service. So far she is batting 4 for 4 on my referrals to this fantastic business! It doesn't matter if they have questions, or need follow up, or direction an what to do next, Diana has been there for the people I have referred. Cant say enough good things about the services and support at Mountain West IRA!

Shannon Robnett

February 16, 2023

Helpful, supportive, personal, informative staff. Have been able to sit and discuss topics every time I've gone to the office, and their communication as a team has been quite excellent. If you are looking to do a self-directed IRA, I do recommend MW, because of the local office and service I've received.

Brett Lensing

March 5, 2017

Mountain West IRA provides excellent service and help for those seeking to alternatives to investing in stocks/bonds. Most helpful.

James Poorbaugh

January 7, 2017

I have consistently received excellent service from MW IRA, Inc. with all my self directed IRA investments. My friends who I have referred to MW IRA have also been very happy with the service. A big plus is that all their forms are short, easy to understand and easy to fill out, and if you have a question, their email response time with assistance is very prompt.

Lois Rickert

June 1, 2018

The whole staff is very knowledgeable and helpful. Bianca, Raegan and Diana were able to get me started and then, walked me through all the steps needed. My investments are thriving due to their expertise.

Ron Crooks

July 4, 2020

I am a Certified Financial Planner and Public Accountant. I have my own self directed IRA with Mountain West in addition to referring others. They do an excellent job, are easy to work with, and their fees are lower than most competing firms.

Brian Horne

February 7, 2017

Frequently Asked Questions

How Do I Open a Roth Self-Directed IRA?

We have step-by-step directions HERE.
You may also view our Process Diagram HERE.
If you have any questions, please contact our office HERE.

Pay taxes now on the seed and your investments grow tax-free in a self-directed Roth IRA

One of the best ways to save for retirement is with a Mountain West self-directed Roth individual retirement account. Why? Because the growth and income on your investments are free from federal income tax as long as certain conditions are met.

If your current Roth IRA doesn’t allow for self-direction, you may transfer the funds to a Mountain West self-directed Roth IRA so that you may choose alternative investments you know best.

Currently, you may jump start a tax-free IRA by converting your traditional IRA to a self-directed Roth IRA. While this is a taxable event, your investments will grow tax free. There is no longer any income limitation to convert a traditional IRA into a Roth IRA.

Other advantages of a Roth IRA are contributions may be made as long as you earn income even after you are 70½ years old and there are no required distributions at any time. In most cases, a Roth IRA Holder may withdraw the principal amounts invested without any tax liability.

How to determine if a Mountain West IRA Self-Directed Roth IRA is right for you

Do you want tax-free earnings and no taxation on withdrawals?

Are you already saving for retirement with an employer sponsored plan?

Do you want to invest a retirement plan but may need to access your savings?

Do you expect your tax rate during retirement to be higher than your current tax rate?

Do you want to control what types of investments you put in your IRA?

Are you eligible to contribute to a Roth IRA?

Is Mountain West IRA a financial advisor?

No. Mountain West IRA is a passive, self-directed IRA administrator and record-keeper. We do not provide investment advice, sell financial products, or recommend specific investments. Our role is to process your transactions, prepare account statements, and file required reports with the IRS. You choose the investments, then we handle the administration. If you need tax or legal guidance, we recommend consulting a qualified professional.

Unlock Financial Freedom with a Self-Directed IRA from Mountain West IRA