How Can You Purchase Real Estate in your Retirement Account

Jon Galane
3 min

Did you know?

Did you know that you can use your Individual Retirement Account (IRA) can invest in more than stocks and bonds?

IRA’s also can buy real estate (single family, multi-family, commercial, raw land) for investment.

How it Works:

First, you need an IRA custodian that allows investing in “Alternative Assets”.  Once you have found a custodian, such as Mountain West IRA, that allows Self-Directed IRA investing, you can invest in what you know.   When “Self-Directing” all investment decisions are made by you, the IRA owner. The custodian then makes investments on behalf of your IRA. The custodian manages the transaction, the paperwork and the reporting.

Everything needed to fund an IRA investment property must come out of your IRA. Similarly, money that is made from the investment property such as rent, or proceeds from a sale, must be given back to your IRA. So if you purchase a single family home, and rent it out, those proceeds return to your IRA to grow your retirement wealth.

Over time, real estate investments have afforded many people the powerful combination of appreciation and income. The purchase of real estate through a self-directed IRA is a popular choice for that, and other reasons. A self-directed IRA gives you the freedom to invest in single-family and multi-unit homes, apartment buildings, condominiums (leveraged or un-leveraged), improved or unimproved land, commercial property, and more.

Want to Know More?

Remember, the more knowledge you have the more helpful you are to potential buyers and sellers – these transactions are something that can help you quickly sell a property!

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