Yes. A self-directed IRA may lend money to an eligible borrower purchasing real estate, provided the borrower is not a disqualified person and the transaction complies with applicable IRS rules.

The loan may be secured by real estate or other collateral, or it may be unsecured. Loan terms, including the interest rate, repayment schedule, and any collateral requirements, must be established and properly documented.

All loan payments, including principal and interest, must be made directly to the IRA.