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Because your retirement deserves more than stocks, bonds, and “meh” returns.
When most people think of retirement investing, they imagine a standard lineup of stocks, bonds, and maybe a mutual fund or two doing the cha-cha in a brokerage account. But what if your IRA could do more than shuffle around Wall Street
Enter the Self-Directed IRA (SDIRA) your retirement account’s permission slip to explore the financial playground beyond the traditional sandbox. With a Self-Directed IRA, you can invest in alternative assets that typical brokerage firms won't let you near.
The six assets below are just a glimpse of what’s possible with a Self-Directed IRA.
With the freedom to invest in what you know best, the opportunities go far beyond traditional markets, as long as you stay within IRS guidelines and steer clear of prohibited transactions.
Yes, you can own actual property with your IRA! From single family rental homes, multi-family units, to commercial buildings, to that empty lot you swear is about to boom. Real estate is one of the most popular assets for SDIRA investors. The income is tax-deferred (or tax-free in a Roth), and no, you can't live on the property yourself (or be the handyman), tempting as it may be, it is prohibited by the IRS.
Tired of your IRA sitting around doing nothing? Put it to work as a lender. With a Self-Directed IRA, you can issue secured or unsecured loans to individuals or businesses and earn interest, just like a bank, minus the marble columns. Just remember lending to family members like your spouse, parents, or kids is a no-go. Stay clear of prohibited transactions to keep your retirement on track.
Want to invest in the next Uber before it’s Uber? With SDIRAs you can invest in startups, private equity, and other non-public companies. It’s a great way to support small businesses or join exciting ventures, just be sure to do your homework and know the risks. Not every pitch deck is a golden ticket.
No, your IRA can’t buy gold chains or rare coins from that guy on eBay, but it can hold IRS-approved bullion. Think gold and silver bars or coins stored in a secure depository. A Self-Directed IRA lets you hedge against inflation in a way that feels a little like a pirate treasure. (Just with more paperwork.)
You can use your SDIRA to purchase gold and silver digitally. Yes, you read that right, you don’t have to even purchase the actual metals & hold at a depository now at Mountain West IRA![MG1] [DH2]
Want to join a real estate syndication or energy project? Self-Directed IRAs can invest in private LLCs or limited partnerships. These structures often provide access to bigger deals with pooled investor capital. Just make sure the venture is properly structured, or your IRA might take a tax hit worse than forgetting your RMD.
A Self-Directed IRA lets you invest in digital assets like Bitcoin, Ethereum, and over 70+ other cryptocurrencies. At Mountain West IRA, you have the option to open a qualified wallet and that all transactions stay IRS-compliant. It’s the wild west out there, only now; it’s blockchain-powered.
While Self-Directed IRAs open doors to exciting investment opportunities, they also come with rules, risks, and red tape. That’s why it’s critical to do your homework, and due diligence, and preferably not just on YouTube. You can always call us to ask questions about your IRA; no cost, no obligation!
Before diving into real estate, crypto, or private lending, always consult your trusted financial planner or tax advisor. They’ll help you determine whether your alternative asset strategy aligns with your retirement goals.
Want to explore what a Self-Directed IRA can do for you? Give Mountain West IRA a call or schedule a free consultation. Your future self will thank you and possibly brag about their diversified portfolio.
📞 Call us at 866-377-3311 or
📅 Schedule a free consultation today to get started!
This post is for informational purposes only and should not be considered financial advice. Please consult with a financial advisor for personalized advice.
Mountain West IRA, Inc. does not render tax, legal, accounting, investment, or other professional advice. If accounting, tax, legal, investment, or other similar expert assistance is required, the services of a competent professional should be sought.
Meet with our team to explore your personalized journey of building wealth through investing in real estate, promissory notes, precious metals, and other assets using your retirement fund.
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