March 25, 2016

Non-Traditional Assets

Diana Hoff
3 min

Some investors do not realize it is legal to purchase non-traditional assets using an IRA. In 1974, the Employee Retirement Income Security Act passed the responsibility of retirement savings from the employer to the employee. The next year, IRAs were created. Self-Directed Individual Retirement Accounts provide investors the ability to direct where retirement funds are invested.

Under both ERISA and IRS Codes, only two types of investments are excluded. These are life insurance contracts and collectibles. Collectibles include works of art, jewelry, rugs, etc. Aside from these exclusions, retirement investment opportunities have a wide range. This allows all investors to find something that works for them.

Investors may not have known about Self-Directed IRAs because the retirement industry has long been dominated by custodians focused on a very narrow selection of investments such as stocks, CD’s, and mutual funds. Mountain West IRA, on the other hand, believes in offering investors the freedom to choose with self-directed retirement accounts.

With a Self-Directed Retirement Account  through Mountain West IRA, investors can choose from the following non-traditional assets:

  • Real estate
  • Single family and multi-unit homes
  • Apartment buildings
  • Cash flow properties
  • Tax deeds/liens
  • Improved or unimproved raw land
  • Notes and Mortgages
  • Unsecured notes
  • Secured notes
  • Precious Metals
  • Private Placements
  • LLCs
  • Partnerships and Joint Ventures
  • Privately held stock

Even this lengthy list of options is not all inclusive. Many investors find other creative investment opportunities or choose to utilize multiple investment vehicles including traditional assets like stocks, bonds, and mutual funds.

Visit Mountain West IRA’s website to learn more about self-direction and the non-traditional investments available to investors.

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