YOUR REFERENCE TO RATES & STORAGE FEES

Precious Metals Fee Schedule

Storage

Mountain West IRA does not store your IRA’s precious metals — you select a storage provider. Storage fees are billed to and must be paid by the IRA account.

Account Establishment Fee

$50 — due when your application is received. New accounts that do not fund within 60 days may be closed at Mountain West IRA’s discretion.

Recordkeeping Fees

Paid upon initial account funding and quarterly thereafter. Recordkeeping fees are not prorated.

Recordkeeping fee = 0.075% (.00075) of the total account value
Minimum quarterly recordkeeping fee: $32.50
Maximum quarterly recordkeeping fee: $75.00
Cash-only accounts: $30 quarterly
Quarterly recordkeeping late payment fee: $25

Bank & Transaction Fees

Items

Fee

ACH transfer or trust check

Expedited processing

$25

Cashier’s or other official bank check

$20

Wire transfer

$25

International wire transfer

$75

Additional funding

$40

Certified mail

$10

Full account termination plus bank & re-registration fees if applicable

$150

Internal transfer

$50

Partial outgoing transfer plus bank & re-registration fees if applicable

$95

Purchase, sale, exchange, or re-registration of asset per precious metal plus bank fees if applicable

$40

Roth conversion or re-characterization

$50

Other Fees

Items

Fee

Expedited investment processing

$95

Individual (k) plan document per plan EIN

$300/yr

Overnight mail

$50

Paper statement electronic statements no charge

$15/qtr

Recordkeeping fee late payment unpaid within 30 days of invoice date

$25

Re-processing of incomplete documents plus bank fees if applicable

$25

Returned item or stop payment request

$35

Special services & legal research research of closed accounts, etc.

$150/hr

Disclosures

Recordkeeping & payment

Recordkeeping fees are not prorated and are normally withdrawn from your un-directed funds unless you pay directly by check, credit, or debit card. You may also pre-pay. Accounts paying by check, or carrying a $0 cash balance, must be paid in advance and maintain a $500 credit with the Administrator.

Insufficient funds

If there are insufficient un-directed funds, MWIRA may liquidate other assets to pay fees after a 30-day notification, in accordance with your Plan and Trust Disclosure. Un-directed cash is placed in government insured instruments, including FDIC insured banks, unless otherwise directed.

Agreement

Custodial fees are part of the Plan and Trust Disclosure. This Fee Schedule is part of your Agreement with the Administrator and must accompany your Application.