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Oil, Gas & Mineral Rights in a Self-Directed IRA

What is oil, gas, and mineral rights in a self-directed IRA?

Yes, you can invest your IRA in oil and gas. A self-directed IRA can invest in energy-related assets such as oil and gas interests, royalties, and mineral rights, with income flowing back into the IRA. Certain energy investments may generate UBIT.

Why investors choose this asset?

How Oil, Gas, and Mineral Rights works in your Self-Directed IRA

How do I open a self-directed IRA?

To open a self-directed IRA, complete the online application for your account type, fund it by transfer, rollover, or contribution, then submit a Purchase Kit directing Mountain West IRA to buy the property on behalf of your IRA.

1.
Open your self-directed IRA — complete the online application (Traditional, Roth, SEP, SIMPLE, Individual 401(k), or HSA). Prefer to sign electronically? Email accounts@mwira.com or call (866) 377-3311 and we'll send your application for e-signature.
Traditional IRA Starter Kit
Roth IRA Starter Kit
SEP Starter Kit
SIMPLE IRA Starter Kit
Precious Metals Foreign Currency Starter Kit
Individual 401(k) Plan Starter Kit
Health Savings Account (HSA) Starter Kit
Traditional IRA Starter Kit
Roth IRA Starter Kit
SEP Starter Kit
SIMPLE IRA Starter Kit
Precious Metals Foreign Currency Starter Kit
Individual 401(k) Plan Starter Kit
Health Savings Account (HSA) Starter Kit
2.
Fund the account — transfer from another IRA, roll over a 401(k) or employer plan, or make an annual contribution.
3.
Direct your investment — complete a Purchase Kit (Direction of Investment) and sign your documents as “Read and Approved.” An Authorized Signer at Mountain West IRA then signs on behalf of your IRA and funds the transaction.
4.
Manage & grow — all income and expenses flow through your IRA, with online access and support.

Know which interest you're buying

The Oil, Gas, and Mineral Rights IRA Guide covers the difference between working interests, royalties, and mineral rights inside an IRA, how each is documented in your IRA's name, and why the distinction matters at tax time. Opening an account takes about 15 minutes when you're ready.

Rules & What to Know in your Oil, Gas, and Mineral Rights IRA

Why Mountain West IRA

Why Mountain West IRA

Trusted since 2006: In business since 2006, serving 3,400+ clients with more than $1 billion in self- directed retirement assets under administration.
Administrator model: A self-directed IRA Administrator and record-keeper — passive and client-directed. Never a Custodian or advisor.
Fast processing: Efficient turnaround with an expedited option when you need to move quickly.
Real education: A deep library of guides, videos, and webinars, plus a Transfer & Rollover guide.
Personal service: A responsive, US-based team and one-on-one consultations.

Frequently Asked Questions

Can I invest my IRA in oil and gas?

Yes. A self-directed IRA can invest in energy-related assets such as oil and gas interests, royalties, and mineral rights, with income flowing back into the IRA.

Can energy investments create taxes inside my IRA?

They can. Certain oil, gas, and mineral investments may generate unrelated business income tax (UBIT) or carry unique reporting requirements. Review the details with your tax professional.

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Threads
Follow real-time conversations and quick takes on Real Estate trends.
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Blogs
Read expert articles and how-to guides on Real Estate for practical tips and insights.
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YouTube
Watch step-by-step video tutorials explaining Real Estate from start to finish.
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Facebook
Join our community for live updates, events, and Real Estate discussions.
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TikTok
Discover quick, easy-to-follow Real Estate tips in short-form videos.
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Instagram
See visual guides, behind-the-scenes content, and Real Estate highlights.
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Threads
Follow real-time conversations and quick takes on Real Estate trends.
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Mountain West IRA is a self-directed IRA Administrator and record-keeper and does not provide investment, tax, or legal advice. All information is general in nature. Investors should check with their own financial advisor, tax professional, or attorney about their exact situation before making any investment.