Everything you need to open and fund your self-directed Individual 401(k) plan.

Step 1: Complete Your Account Application

Complete your Individual 401(k) Plan Starter Kit,including the applicable plan adoption documents, and provide a clear, color copy of the front and back of your valid government-issued photo ID.

Step 2: Pay Your Account Establishment & Annual Plan Document Fee

A $50 account establishment fee must be paid before Mountain West IRA can begin processing your application. An annual $300 plan document fee also applies per plan EIN.

Step 3: Fund Your Account

Choose how you would like to fund your new Individual 401(k) plan. Select the option below that applies to you.

Plan Transfer

Transfer eligible funds directly from an existing employer-sponsored retirement plan to your Individual 401(k).

• Transfer Form
• Current account statement for each retirement plan being transferred.

Retirement Plan Rollover

Roll over eligible funds from an existing retirement plan or traditional IRA to your Individual 401(k), subject to applicable IRS rules and plan requirements.

• Rollover Certification Form
• Current account statement for each retirement plan being rolled over.

Individual 401(k) Contributions

Fund your Individual 401(k) through eligible employee salary deferral contributions and employer profit-sharing contributions, subject to applicable IRS limits and plan requirements.

• Contribution Form | Individual 401(k) Plan

‍Questions? We're Here to Help!

Our New Accounts Team is happy to assist you with the account-opening process.

Call: 208-314-2580
Email: accounts@mwira.com